'10 Minute Tip' by
Joshua Akinbohun is a UK-based finance coach specialising in personal and business credit, helping individuals and business owners fix poor credit, access £50,000 to £1,000,000+ in funding, and use credit strategically to create financial opportunities. He's founded Kilolu Ltd.
With a background in accounting and finance, Joshua saw first-hand how little practical education exists around credit in the UK. After transforming his own understanding, Joshua now helps others remove negative credit markers, build strong credit profiles, and unlock funding that most people never realise they can access.
Through his training, communities, and live sessions, Joshua has helped people go from rejected applications and poor credit histories to gaining approvals, higher limits, and greater financial control.
Joshua works really well with UK-based small business owners, Self-employed professionals, Company directors, Business owners looking to access funding for growth
All attendees will be offered the chance to join Joshua's next private community LIVE session where he will be further breaking this all down and taking questions.
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Instagram video to use:
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About the conversation:
5-Step Credit to Capital Framework
Lenders profit from people and businesses that don't have excellent credit.
Why most people including business owners are unknowingly damaging their ability to get funding.
Lenders make decisions based on specific credit behaviours and data points that most people have never been taught - making good money isn’t enough.
Joshua Akinbohun will break down the common mistakes that silently reduce chances of approval and how to avoid or fix where necessary. Fixing poor credit rather than just waiting 6-years for negative markers to expire.
Many people have been told to “just wait” for negative markers like late payments, defaults, or even CCJs to drop off their credit reports. That belief costs people years of lost opportunity.
Joshua explains how negative markers can be challenged and corrected properly, and why doing this early can unlock access to funding much sooner. The better way to build strong credit profiles that lenders actually reward. It’s not just about having a credit score - in fact this alone has 99% of the population confused. It’s about structuring your profile in a way that lenders trust.
Joshua will walk you through the key factors that influence important decisions being made, so you and other business owners can position yourself correctly before applying.
Learn how people are accessing £50,000 - £250,000+ in funding using credit strategically. Once credit reports are in good order, it becomes a tool - not a barrier.
Joshua will show how business owners can leverage personal and business credit to access higher limits, better offers, and funding opportunities that most people don’t realise are available.
This session will help small business owners and professionals like you see why there is so much confusion around credit and better understand how lenders actually assess them. Then you can avoid unnecessary rejections and position yourself for funding properly and safely.
Whether someone wants to grow their business, manage cash flow, or simply stop being declined for credit, this session will give them a clearer, practical path forward.
“The 5-Step Credit to Capital Framework”
Include:
● Step 1: Access and Audit all 3 credit reports
● Step 2: Fix errors and challenge negative markers
● Step 3: Master the key factors for excellent credit
● Step 4: Access credit accounts you want
● Step 5: Increase limits/access strategically
